Insurance & Cost
Figuring out how to pay for treatment should not stand in the way of getting help. At Recovery Ways, we work with most major insurance providers to make addiction and mental health treatment as accessible as possible for individuals and families across Utah and beyond. Verifying your insurance is free, confidential, and takes just minutes.
Recovery Ways is in-network with Select Health (all plans), PEHP, University of Utah Health Plans, DMBA, UnitedHealthcare/Optum (including UMR), Aetna (including Meritain), Blue Cross Blue Shield/Regence, Cigna/Evernorth, EMI, TRICARE, and VA Community Care (TriWest) and more.
How verification works
1. Call or submit the form
(888) 986-7848, 24/7, or the verification form below. Have your insurance card and date of birth ready.
2. We verify while you wait
Benefits are checked level by level — detox, residential, PHP, IOP — usually within one business day.
3. You get a plain answer
What is covered, what your estimated out-of-pocket is, and whether prior authorization is needed. We handle the authorization.
4. Free & confidential
Verifying your benefits does not commit you to admission, and our staff can walk you through your coverage.
Select Health
In-network
Utah's largest carrier. In-network for all Select Health plans at every level of care.
Blue Cross Blue Shield
Blue Distinction Center
National designation for substance use treatment and recovery. In-network with Utah's BCBS/Regence Plan.
UnitedHealthcare / Optum
Platinum Provider
Optum's highest tier, held by the top 5% of network facilities nationally. In-network with UnitedHealthcare and UMR.
In-network plans
| Payer | Plans | Status |
|---|---|---|
| Select Health | All plans | In-network |
| Blue Cross Blue Shield / Regence | Commercial · PPO | In-network · Blue Distinction Center |
| UnitedHealthcare / Optum | UnitedHealthcare · UMR | In-network · Platinum Provider |
| PEHP | Utah public employees | In-network |
| University of Utah Health Plans | Commercial plans | In-network |
| DMBA | Deseret Mutual | In-network |
| EMI | Educators Mutual Insurance | In-network |
| Aetna | Commercial · Meritain | In-network |
| TRICARE, VA and TriWest | TRICARE · VA Community Care (TriWest Healthcare Alliance) | In-network |
| Cigna / Evernorth | Commercial | In-network |
| Rental PPO networks | MultiPlan · First Health · PNOA · First Choice Health Network | In-network |
| Behavioral health networks | Carelon · Behavioral Health Options · HMHI Behavioral Health Network | In-network |
| EAPs and third-party administrators | ComPsych · Mines & Associates · DirectCare · HealthScope · Imagine Health (WISE) · MedIncrease · Scandia Wellness Systems | In-network |
| Union and trust plans | Teamsters · Operating Engineers Local 3 | In-network |
Related: Can veterans use VA Community Care
Common questions
- What if my plan is not in-network? We check your out-of-network benefits and, where needed, request a single-case agreement. First, though, we check whether your plan uses a network we are in, such as MultiPlan, First Health, PNOA or First Choice Health Network.
- Which levels of care does my plan cover? Plans authorize each level separately. We confirm coverage level by level and handle prior authorization.
- What does treatment cost without insurance? Self-pay rates are available on request, and financing may be available.